Residential Mortgages

Home Loans

If you are in the market to purchase a single-family home or condominium as your primary residence or a second home, let Turnberry Bank be your lending partner. From first time buyers to experienced buyers, our loan officers will assist you every step of the way. With fast approvals, on time-closings, and real advice, our goal is to build a lifelong relationship, not just make a loan
We offer fixed and adjustable rate mortgages (ARMs) to suit your specific financing needs. Today, fixed rate mortgages are the most popular type of home loan because they provide the stability of consistent monthly payments for the life of the loan, regardless of interest rates changes. In conjunction with your mortgage, an escrow account helps to minimize the affect of rising property taxes and homeowner’s insurance premiums.
For homeowners who want to get the most home for the lowest initial payment, we offer a variety of adjustable-rate loan programs. Monthly payments on ARMs typically adjust every six months or once a year based on changes to a financial index, such as the one-year Treasury Security rate.

Home Equity Lines of Credit

Homeowners can tap into their home or condominium’s equity with a home equity line of credit. Borrowers are approved for a maximum amount, and are then allowed to withdraw the cash as they see fit. Home equity lines can be used to finance large projects, such as remodeling your kitchen or adding a pool, or to consolidate bills, pay for college tuition, weddings, or that long-awaited dream vacation. We offer a variety of home equity solutions and that can be tailored for your specific purposes.

Construction Loans

If you are considering building a new home or renovating an old one, we offer construction and permanent mortgage loans to finance the acquisition and construction costs. Our loan officers will assist you in developing a loan program that best suits your specific needs